Porch Pirates An InsuranceQuotes.com survey showed that 8% of Americans had a holiday package stolen from outside their front door. Consider the random selection of four Americans.

1. Use the multiplication rule to find the probability that the first three did not have a package stolen from outside their front door and the fourth subject did have a package stolen from outside their front door. That is, find P(NNNS), where N denotes that no package was stolen and S indicates that a package was stolen.
2. Beginning with NNNS, make a complete list of the different possible arrangements of those four letters, then find the probability for each entry in the list.
3. Based on the preceding results, what is the probability of getting exactly three Americans who did not have a package stolen from outside their front porch and one American who did have a package stolen from outside their front porch.