Porsche is offering free credit on a new $300,000 car. You pay $100,000 down payment and then $6,500 a month for the next 36 months. Maserati does not offer free credit but will give you $20,000 off the same list price. If the rate of interest is 12% nominal rate per annum, what is the price difference between these two options currently? Your response must be entered as a positive numerical value with 2 decimal places and excluding the dollar sign (\$)