Post comments regarding the type of Insurance policy that you determine is most suited for your circumstances. When might you decide it necessary to change your original selection.? If you have comments about Whole Life, Universal Life, different types of Term or Variable Life Insurances, address them with your classmates

Note: I am not looking for a definition of the different types of Insurance policies, rather why you think they are good for you at this time. Note again: I do not want definitions of different types of insurance in the discussion post. I want to know why they are most suited for you. If you are so young you don't need insurance, what and when will likely be your first purchase and why?