Question
PQRS Bank has the following Assets and Liabilities as on 31st March 2021 a) Find out the Tier I & Tier II Capital and Capital
PQRS Bank has the following Assets and Liabilities as on 31st March 2021 | |||
a) Find out the Tier I & Tier II Capital and Capital Funds (3.5 Marks ) | |||
b) Risk Weighted Assets & Off Balance sheet Items (3.5 Marks ) | |||
c) Calculate the Capital Adequecy Ratio and comment if it is as per norms ( 3 Marks ) | |||
Liabilities | Rs.in crores | ||
Equity share capital | 1150 | ||
Statutory Reserves | 730 | ||
Capital Reserves on Sale of assets | 165 | ||
Capital reserve on revaluation of Building | 95 | ||
Assets: | |||
Cash in hand | 65 | ||
Cash with RBI | 57 | ||
Investments made | 176 | ||
Loans & advances: | |||
Loans Guaranteed by Government | 126 | ||
Other Loans & Advances | 9650 | ||
Furniture Fittings | 150 | ||
Off Balance sheet items: | |||
Guarantees given | 1720 | ||
Letter of credit issued | 4250 | ||
Derivative exposure | 350 |
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