prandmother has told you she can either give you $4,100 now or $5,600 when you graduate from college in three w our savings account came interest compounded annually. Which option would be worth more to you now, and how much more Future Valuerst Present Value of $1. Future Value Annuity of $1. Present Value Annuity of $1 We appropriate factor from the PV tables. Round your final answer to 2 decimal places.)