The Joshi Fish Farm (JFF), a saltwater aquarium company, is planning to expand its operations. It anticipates that an expansion will be undertaken in 5 years. In anticipation of the expansion, JFF invests money into a mutual fund that earns 9% compounded annually to finance the expansion. At the end of year 1, they invest $75,000. They increase the amount of their investment by $28,000 each year. How much will JFF have at the end of 5 years so that it can pay for the expansion?