prepare a Risk Management Plan for the following.

Family: Mother age 37; Father age 39; 3 children ages 14, 11, 8, dog age 3

Income: Mother $35,000; Father $115,000 (both employed outside of home)

Assets: Home $350,000; in ground pool, perimeter trees and shrubs, storage shed,

2 Autos (2014 SUV, 2011 Sedan) $22,000 savings, $4,500 in antiques, both

have IRA's current total = $25,000.

Other Data: Living in Allentown, PA, Father commutes 37 miles round trip 5 days a

week, mother commutes 5 mile a day round trip. Mother's parents both

living (61 and 59).