Present and future value tables of $1 at 3% are presented below. N FV $1 1 1.03000 PV $1 0.97087 FVA $1 PVA $1 FVAD $1 PVAD $1 1.0000 0.97087 1.0300 1.00000 2 1.06090 0.94260 2.0300 1.91347 2.0909 1.97087 3 1.09273 0.91514 3.0909 2.82861 3.1836 2.91347 4 1.12551 0.88849 4.1836 3.71710 5 1.15927 0.86261 5.3091 4.57971 4.3091 3.82861 5.4684 4.71710 6 1.19405 0.83748 6.4684 5.41719 6.6625 5.57971 7 1.22987 0.81309 7.6625 6.23028 7.8923 6.41719 8 1.26677 0.78941 8.8923 9 1.30477 0.76642 10.1591 7.01969 7.78611 10.4639 9.1591 7.23028 8.01969 10 1.34392 0.74409 11.4639 8.53020 11.8078 8.78611 11 1.38423 0.72242 12.8078 9.25262 12 1.42576 0.70138 14.1920 13 1.46853 0.68095 15.6178 14 15 16 1.51259 0.66112 1.55797 0.64186 1.60471 0.62317 17.0863 9.95400 10.63496 11.29607 18.5989 11.93794 20.1569 12.56110 13.1920 14.6178 10.25262 16.0863 10.95400 17.5989 11.63496 19.1569 12.29607 20.7616 12.93794 9.53020