Present and future value tables of $1 at 3% are presented below: | N FV $1 PV $ 1 FVA $1 PVA $1 FVAD $1 | PVAD $1 1 1.03000 0.97087 1.0000 0.97087 1.0300 1.00000 2 1.06090 0.94260 2.0300 1.91347 2.0909 1.97087 3 1.09273 0.91514 3.0909 2.82861 3.1836 2.91347 1.12551 0.88849 4.1836 | 3.71710 4.3091 3.82861 5 1.15927 0.86261 5.3091 4.57971 5.46844.71710 6 1.19405 0.83748 6.4684 5.41719 6.6625 5.57971 1.22987 0.81309 7.6625 6.23028 7.8923 6.41719 8 1.26677 10.789418.8923 | 7.01969 9.1591 | 7.23028 9 1.30477 10.76642 10.1591 | 7.78611 | 10.4639 8.01969 10 1.34392 0.74409 11.4639 8.53020 11.80788.78611 11 11.38423 10.72242 12.8078 | 9.25262 13.1920 9.53020 12 1.42576 10.70138 14.1920 | 9.95400 | 14.6178 10.25262 13 1.46853 0.68095 | 15.6178 10.63496 | 16.0863 10.95400 14 1.51259 0.66112 | 17.0863 11.29607 | 17.5989 11.63496 15 1.55797 0.64186 18.5989 11.93794 19.1569 12.29607 | 16 (1.60471 0.62317 20.1569 12.56110 | 20.7616 12.93794 Shelley wants to cash in her winning lottery ticket. She can either receive fourteen, $188,000 semiannual payments starting today, or she can receive a single-amount payment today based on a 6% annual interest rate. What is the single-amount payment she can receive today? Multiple Choice o $1,355,856. o $2,187,372. o $1,258,007. o $1,442,180