Present and future value tables of 1 at 9% are presented below. PV of $1 FV of $1 PVA of $1 FVAD of $1 1 2 3 3 4 0.91743 0.84168 0.77218 0.70843 0.64993 0.59627 1.09000 1.18810 1.29503 1.41158 1.53862 1.67710 0.91743 1.75911 2.53129 3.23972 3.88965 4.48592 4. 5 FVA of $1 1.0000 2.0900 3.2781 4.5731 5.9847 7.5233 1.0900 2.2781 3.5731 4.9847 6.5233 8.2004 6 How much must be invested now at 9% interest to accumulate to $20,000 in five years