Present Value of $1 received in n periods. Periods 6% 7% 8% 9% 10% 11% 12% 13% 14% 1 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 0.877 2 0.890 0.873 0.857 0.842 0.826 0.812 0.797 0.783 0.769 3 0.840 0.816 0.794 0.772 0.751 0.731 0.712 0.693 0.675 4 0.792 0.763 0.735 0.708 0.683 0.659 0.636 0.613 0.592 55 0.747 0.713 0.681 0.650 0.621 0.593 0.567 0.543 0.519 6 0.705 0.666 0.630 0.596 0.564 0.535 0.507 0.480 0.456 7 0.665 0.623 0.583 0.547 0.513 0.482 0.452 0.425 0.400 8 0.627 0.582 0.540 0.502 0.467 0.434 0.404 0.376 0.351 Present Value of an ordinary annuity of $1 received at the end of the period for n periods. Periods 6% 7% 8% 9% 10% 11% 12% 13% 14% 1 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 0.877 2 1.833 1.808 1.783 1.759 1.736 1.712 1.690 1.668 1.647 3 2.673 2.624 2.577 2.531 2.487 2.444 2.402 2.361 2.322 4 3.465 3.387 3.312 3.240 3.170 3.102 3.037 2.974 2.914 5 4.212 4.100 3.993 3.890 3.791 3.696 3.605 3.517 3.433 67 4.917 4.767 4.623 4.486 4.355 4.231 4.111 3.998 3.889 5.582 5.389 5.206 5.033 4.868 80 6.210 5.971 5.747 5.535 5.335 5.146 4.968 4.799 4.712 4.564 4.423 4.288 4.639