$($Present value of complex cash flows$)$ How much do you have to

deposit today so that beginning $11$ years from now you can withdraw

$$5,000$ a year for the next $4$ years $($periods $11$ through $14)$ plus an

additional amount of $$10,000$ in the last year $($period $14)?$ Assume an

interest rate of $6$ percent.

The amount of money you have to deposit today is $$.($Round to the

nearest cent.$)$