Present value (with changing interest rates). Marty has been offered an injury settlement of $11.000 payable in 3 years. He wants to know what the present value of the injury settlement is if his opportunity cost is 4%. The opportunity cost is the interest rate in this problem) What if the opportunity cost is 6.5%? What if it is 12%? If Marty's opportunity cost is 4%, what is the present value of the injury settlement? $ (Round to the nearest cent)