Presented below is a bond-investment amortization schedule for New York Company with related fair values provided. These bonds are classified as available-for-sale; they were purchased on 1/1/20. 12/31/20 12/31/21 12/31/22 Amortized cost $491,150 $519,442 $550,000 Fair Value $485,300 $509,000 $552,000 Were these bonds purchased at a premium or discount, and was the value of the Accumulated OCI account a debit or credit on 12/31/22? Select one: O a. Premium, debit b. Premium, credit c. Discount, debit d. Discount, credit Clear my choice