Privacy can come at a cost. Confidentiality can affect availability. Choosing not to give out certain data may make unavailable the benefits that could come with disclosure. Give some examples (consider routine interactions like banking, credit cards, email, personal loans, and at least 3 others different from these suggestions). When we disclose information in return for certain services we are trusting those to whom we disclose to safeguard our information. How is this trust often misplaced?