1. Private insurance provides numerous coverages that can be used to meet specific loss situations. For each of the following situations, identify a private insurance coverage that would provide the desired protection:
   1. John, age 32, is a single parent with one dependent child. He recently purchased a house for 200,000. He received half of that amount as mortgage loan. He wants to make certain that he will be able to pay the loan in case of his disability.
   2. Peter, age 36, is married with three dependents. His wife is a disabled person and is not able to work. As the only breadwinner, he wants to be sure the family will have funds in case of his premature death.
   3. Mary, age 44, owns a small tobacco shop, and the premises are rented. The total value of goods in her shop amounts 30,000. She has no savings. She wants to make sure she will be able to run her business if her shop catches fire.
   4. Dominic, age 15, is a talented young ski jumper. However, this sport is a risky one; accidents can happen from time to time. As his club does not provide any insurance solutions, his parents want to be sure they are protected and can cover medical expenses if Dominic suffers a bodily injury during ski jumping.