Problem 11-3 Comparing the Costs of a Regular Health Insurance Policy and an HMO (LO11-3) A health insurance policy pays 75 percent of physical therapy costs after a $100 deductible in contrast, an HMO charges $22 per visit for physical therapy. How much would a person save with the HMO if he or she nad 10 physical therapy sessions costing $62 each? (Do not round Intermediate calculations.) Amount of savings