Problem 11.3 Comparing the Costs of a Regular Health Insurance Policy and an HMO [LO11-3] A heath insurance policy pays 70 percent of physical therapy costs after a $200 deductible in contrast, an HMO charges $17 per visit for physical therapy. How much would a perison save with the HMO if he or she had 10 physical therapy sessions costing $50 each? (Do not round intermediate ealeulations.)