Problem 12-10 (LG 12-5) Megalopolis Bank has the following balance sheet and income statement. Assets Cash and due from banks Investment securities Repurchase agreements Loans Fixed assets Other assets Total assets Balance Sheet (in millions) Liabilities and Equity Demand deposits $ 11,000 43,000 NOW accounts 62,000 110,000 35,000 6,000 Retail CDs Debentures Total liabilities Common stock Paid-in capital Retained earnings $ 267,000 Total liabilities and equity $ 39,000 109,000 48,000 39,000 $ 235,000 12,000 4,000 16,000 $ 267,000 Income Statement (in millions) Interest on fees and loans Interest on investment securities Interest on repurchase agreements Interest on deposits in banks Total interest income Interest on deposits Interest on debentures Total interest expense Net interest income Provision for loan losses Noninterest income Noninterest expenses Income before taxes Taxes Net income $ 11,000 6,000 8,000 3,000 $ 28,000 $ 11,000 4,000 $ 15,000 $13,000 3,700 4,000 3,000 $ 10,300 4,600 $ 5,700 For Megalopolis, calculate (Round your percentage answers and equity multiplier to 2 decimal places. (e.g., 32.16)): a. Return on equity b. Return on assets C. Asset utilization d. Equity multiplier e. Profit margin f. Interest expense ratio g. Provision for loan loss ratio h. Noninterest expense ratio i. Tax ratio % % % di di do % % % di di di di %