Problem 12-14 (LG 12-5) You have been asked to analyze First Union Bank. You have only the following information on the bank at year-end 2021: Net income is $250,000, total debt is $2.5 million, and the bank's debt ratio is 55 percent. What is First Union Bank's ROE for 2021? (Do not round intermediate calculations. Round your percentage answer to 2 decimal places. (e.g., 32.16)) Return on equity %