Problem 20-2 (LG 20-1) Consider the following balance sheet for WatchoverU Savings Incorporated ($ in millions): Assets Liabilities $70 $ 90 Floating-rate mortgages (currently 13% annually) 30-year fixed-rate loans (currently 10% annually) 70 NOW accounts (currently 9% annually) Time deposits (currently 9% annually) Equity 32 18 Total $ 140 $140 a. What is WatchoverU's expected net interest income at year-end? b. What will be the net interest income at year-end if interest rates rise by 1 percent? (For all requirements, do not round intermediate calculations. Enter your answers in millions rounded to 2 decimal places. (e.g., 32.16)) a. Net interest income million b. Net interest income million