Problem $4-10$ Mutual Fund Returns $($LO$2,$ CFA$1)$

You invested $$20,000$ in a mutual fund at the beginning of the year when the NAV was $$66\mathrm{.}74.$ At the end of the year, the fund paid $$0\mathrm{.}26$ in short$-$term distributions and $$0\mathrm{.}43$ in long$-$term distributions. If the NAV of the fund at the end of the year was $$56\mathrm{.}12,$ what was your return for the year?

Note: A negative value should be indicated by a minus sign. Do not round intermediate calculations. Enter your answer as a percent rounded to $2$ decimal places.

Rate of retum