Problem 4 (20 points) Assume an elderly couple owns a $270,000 home that is free and clear of mortgage debt. A reverse annuity mortgage (RAM) lender has agreed to a $190,000RAM. The loan term is 17 years, the contract interest rate is 10.25 percent, and payments will be made at the end of each month. a. What is the monthly payment on this RAM? b. Generate a loan amortization table? c. What will be the loan balance at the end of the 17 -year term? d. What portion of the loan balance at the end of year 17 represents principal? What portion represents interest