Problem #5 (3 points) - Show all work I enjoyed FIN 305 so much that I left my job at Kraft & began selling insurance. Knowing that you are a recent graduate of this class and thus know the importance of time value of money), I want to make you an insurance deal you cannot refuse. Here is what I can share with you This would be an immediate retirement annuity which would pay you $15,000 at the end of each year for the next 25 years My salesmanship would have been so good that you would give me your entire saving of $136,155 before I left your house in order to purchase this policy, As I drive away - you ask yourself the question........ UL....what discount rate (1) did I just sign up for