Problem 5: Social Security. Discuss the validity of the following claims about Social Security. Determine whether each claim is True or False and present a concise explanation for your answer: 1. Social Security is inefficient because workers are capable of saving for retirement on their own 2. Social Security incentivizes workers to retire as early as possible since this allows them to receive more benefits payments. 3. Social Security is constructed so that it always redistributes wealth from low earners to high earners