Problem 5-40 (Algorithmic) (LO. 2) Diana spent the last 60 days of 2022 in a nursing home. The cost of the services provided to her was $16,500 ($275 per day), Medicare paid $6,800 toward the cost of her stay. Diana also received $15,800 of benefits under a long-term care insurance policy she purchased. Assume that the Federal daily excludible amount is $390. If the amount is zero, enter 0. What is the effect on Diana's gross income? The amount of her exclusion is and the amount included in her gross income is