Problem 5-40 Loan Payments (LG5-9) You wish to buy a $9,600 dining room set. The furniture store offers you a 3-year loan with an APR of 10.8 percent. What are the monthly payments? (Do not round intermediate calculations and round your final answer to 2 decimal places.) Payment per month How would the payment differ if you paid interest only? (Do not round intermediate calculations and round your final answer to 2 decimal places.) Payment per month nces