Problem $7-3$ Calculating the Annual Percentage Rate $[$LO$7-2]$

Dave borrowed $$1,250$ on January $1,2022.$ The bank charged him a $$11\mathrm{.}00$ service charge, and interest was $$76\mathrm{.}50.$ If Dave paid the $$1,250$ in $12$ equal monthly payments, what was the APR?

Note: Do not round intermediate calculations. Enter your answer as a percent rounded to $1$ decimal place.