Problem 9-4 parts For the next 5 years, you will receive $9,000. You can earn an annual interest rate of 8%. a. What is the present value of the payments if the payments are at the end of the year? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 12.34.) Present value of end of year payments a b. What is the formula you used to calculate the answer in a? (Write the number next to the formula you would use from your formula sheet) Formula number for answer a b