Problem P1U-4 (similar to) Question Help Carmella Estevez has a homeowner's insurance policy with $120,000 of liability insurance. She is concerned about the risk of lawsuits because her property borders a neighborhood park. What can she do to increase her liability coverage? How much will Carmella's yearly premiums change as a result of increasing her liability coverage? What can she do to increase her liability coverage? How much will Carmella's yearly premiums change as a result of increasing her liability coverage ? (Select the best answer below.) rre O A. Carmella should purchase HO-2 offering named perils insurance, which protects policyholders and their family members from financial loss if someone is injured on their property or as a result of their actions. O B. Carmella should purchase a personal articles floater, which provides extended coverage to policyholders and their family members for financial loss if someone is injured on their property or as a result of their actions. OC. Carmella should raise the amount of her liability coverage from $120,000 to $300,000 or $500,000. The increase in her yearly premium for this additional coverage should be modest. She could purchase an umbrella liability policy to provide protection of $1 million or more. An umbrella policy is reasonably priced and kicks in after the liability insurance in your homeowner's and auto policy runs out and provides coverage for claims that are not covered under your homeowner's insurance Click to select your answer and then click Check Answer All parts showing Clear All Final Check Search ORI a E