Prompt "Discussion - Insurance Scenario"

Mr. A, the major income earner for a family of four, was overheard saying to his friend Mr. B, "I don't carry any life insurance because I'm young, and I know from statistics few people die at my age." What are your thoughts about this statement? How does Mr. A perceive risk relative to his situation? What characteristic in this situation is more important than the likelihood of Mr. A dying? Are there other risks Mr. A should consider?

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