Provide an expert view on the Financial Intelligence Centre Act 28 of 2001 (FICA) and its negative impact on migrant labour and people living in informal settlements. " . ( 2020 ). Apply your knowledge of FICA and provide the audience with a critical examination of the "Know Your Customer procedure, which requires accountable institutions such as banks to verify their custo mer's residential address. In your response, also state why this procedure is not suitable to the South African context