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provide in-depthanalysis and response to each question as much as possible: Q4. All commercial banks hold a proportion of their total deposits with the country's

provide in-depthanalysis and response to each question as much as possible:

Q4. All commercial banks hold a proportion of their total deposits with the country's central banks (in the US with the Federal Reserve). Why do commercial banks hold such reserves? What is the role of the overnight loan market in sustaining the growth of an economy?

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