Provided are links to the present and future value tables: (PV of $1. FV of $1. PVA of $1. and FVA of 51) (Use appropriate factor(s) from the tables provided. Round your answer to the nearest whole dollar.) a. How much would you have to deposit today if you wanted to have $66,000 in four years? Annual interest rate is 9%. b. Assume that you are saving up for a trip around the world when you graduate in two years. If you can earn 8% on your investments, how much would you have to deposit today to have $18,500 when you graduate? (Round your answer to 2 decimal places.) c-1. Calculate the future value of an investment of $787 for nine years earning an interest of 10%. (Round your answer to 2 decimal places.) C-2. Would you rather have $787 now or $1,800 nine years from now? d. Assume that a college parking sticker today costs $94. If the cost of parking is increasing at the rate of 5% per year, how much will the college parking sticker cost in eight years? (Round your answer to 2 decimal places.) e. Assume that the average price of a new home is $134,000. If the cost of a new home is increasing at a rate of 8% per year, how much will a new home cost in ten years? (Round your answer to 2 decimal places.) f. An investment will pay you $13,500 in 10 years, and it will also pay you $370 at the end of each of the next 10 years years 1 thru 10 If the annual interest rate is 6%, how much would you be willing to pay today for this type of investment? (Round your intermediate calculations and final answer to the nearest whole dollar.) g. A college student is reported in the newspaper as having won $14,000,000 in the Kansas State Lottery. However, as is often the custom with lotteries, she does not actually receive the entire $14 million now. Instead she will receive $700,000 at the end of the year for each of the next 20 years. If the annual interest rate is 6%, what is the present value today's amount) that she won ignore taxes (Round your answer to nearest whole dollar.) Present value Present value 0-1. Future value c-2. Would you rather have $787 now or $1,800 nine years from now? d. Future value Future value Present value 9. Present value Prey 3 of 3 Next > future value tables: (PV of $1. wer to the nearest whole doll osit today if you wanted to have a trip around the world when yo ait today to have $18,500 when y investment of $787 for nine years w or $1,800 nine years from now? ticker today costs $94. If the cost o eight years? (Round your answer ta of a new home is $134,000. If the cos years? (Round your answer to 2 dec 500 in 10 years, and it will also pay yo DO TABLE B.1 Present Value of 1 p=1/(1 + i)" Rate Periods 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 12% 15% 0 0 11 0.9901 0.9804 0.9803 0.9612 0.9706 0.9423 0.9610 0.9238 0.9515 0.9057 0.94200.8880 0.9327 0.8706 0.9235 0.8535 0.91430.8368 0.9053 0.8203 0.8963 0.8043 0.8874 0.7885 0.8787 0.7730 0.8700 0.7579 0.8613 0.7430 0.8528 0.7284 0.8444 0.7142 0.8360 0.7002 0.8277 0.6864 0.8195 0.6730 0.7798 0.6095 0.7419 0.5521 0.7059 0.5000 0.6717 0.4529 0.9709 0.9426 0.9151 0.8885 0.8626 0.8375 0.8131 0.7894 0.7664 0.7441 0.7224 0 0.7014 0.6810 0.6611 0.64190 0.6232 0.6050 0.5874 0.5703 0.5537 0.4776 0.4120 0.3554 0.3066 0.9615 0.9246 0.8890 0.8548 0.8219 0.7903 0.7599 0.7307 0.7026 0.6756 .6496 0.6246 0.6006 0.5775 .5553 0.5339 0.5134 0.4936 0.4746 0.4564 0.3751 0.3083 0.2534 0.2083 0.9524 0.9070 0.8638 0.8227 0.7835 0.7462 0.7107 0.6768 0.6446 0.6139 0.5847 0.5568 0.5303 0.5051 0.4810 0.4581 0.4363 0.4155 0.3957 0.3769 0.2953 0.2314 0.1813 0.1420 0.9434 0.8900 0.8396 0.7921 0.7473 0.7050 0.6651 0.6274 0.5919 0.5584 0.5268 0.4970 0.4688 0.4423 0.4173 0.3936 0.3714 0.3503 0.3305 0.3118 0.2330 0.1741 0.1301 0.0972 0.9346 .8734 0.8163 .7629 0.7130 0.6663 0.6227 0.5820 0.5439 0.5083 0.4751 0.4440 0.4150 0.3878 0.3624 .3387 0.3166 0.2959 0.2765 0.2584 0.1842 .1314 .0937 0.0668 0.9259 0.8573 0.7938 0.7350 0.6806 0.6302 0.5835 0.5403 0.5002 0.4632 0.4289 0.3971 0.3677 0.3405 0.3152 0.2919 0.2703 0.2502 0.2317 0.2145 0.1460 0.0994 0.0676 0.0460 0.9174 0.8417 0.7722 0.7084 0.6499 0.5963 0.5470 0.5019 0.4604 0.4224 0.3875 0.3555 0.3262 0.2992 0.2745 0.2519 0.2311 0.2120 0.1945 0.1784 0.1160 0.0754 0.0490 0.0318 0.9091 0.8264 0.7513 0.6830 0.6209 0.5645 0.5132 0.4665 0.4241 0.3855 0.3505 0.3186 0.2897 0.2633 0.2394 0.2176 0.1978 0.1799 0.1635 0.1486 0.0923 0.0573 0.0356 0.0221 0.8929 0.8696 0.7972 0.7561 0.7118 0.6575 0.6355 0.5718 0.5674 0.4972 0.5066 0.4323 0.4523 0.3759 0.40390.3269 0.3606 0.2843 0.3220 0.2472 0.2875 0.2149 0.2567 0.1869 0.2292 0.1625 0.2046 0.1413 0.1827 0.1229 0.1631 0.1069 0.1456 0.0929 0.1300 0.0808 0.1161 0.0703 0.1037 0.0611 0.0588 0.0304 0.0334 0.0151 0.0189 0.0075 0.0107 0.0037 14 15 0 17 18 19 0 0 *Used to compute the prevent value of a known future amount. For cuample: How much would you need to invest today at 10% compounded semiannually to accumulate 35.000 in 6 years from today? Using the factors of 12 and 1 5% (12 smannual periods and a semiannual rate of 5), the factor is 0.5568. You would need to invest $2,784 today (55.000x 0.55689. Saved sent and future value tables: (PV of $1, FV of $1, your answer to the nearest whole dollar.) we to deposit today if you wanted to have $66,000 ng up for a trip around the world when you gradua to deposit today to have $18,500 when you gradua ue of an investment of $787 for nine years earning a -$787 now or $1,800 nine years from now? arking sticker today costs $94. If the cost of parking is cost in eight years? (Round your answer to 2 decimal e price of a new home is $134,000. If the cost of a ne'v! st in ten years? (Round your answer to 2 decimal places ou $13,500 in 10 years, and it will also pay you $370 at th is 6%, how much would you be willing to pay today for this swer to the nearest whole dollar.) ported in the newspaper as having won $14,000 e does not actually receive the entire $14 ears. If the annual interest rate is nearest whole dollar.) f=(1+i)" TABLE B.2 Future Value of 1 - Rate 7% 8% 9% 10% 12% 6% 15% Periods 1% 3% 4% 5% 2% 0 1 2 1.0000 1.0100 1.0201 1.0303 1.0406 1.0510 1.0615 1.0721 1.0829 1.0937 1.1046 1.1157 1.1268 1.1381 1.1495 1.1610 1.1726 1.1843 1.1961 1.2081 1.2202 1.2824 1.3478 1.4166 1.4889 10000 10000 10000 10000 1.0000 1.0000 1.0200_ 1.0300 10400 1.0500 1.0600 10700 1.0404 1.0609 1.0816 1.1025 1.1236 1.1449 1.0612 1.0927 1.1249 1.1576 1.1910 1.2250 1.0824 1.1255 1.1699 1.2155 1.2625 1.3108 1.1041 1.1593 1.2167 1.2763 1.3382 1.4026 1.1262 1.1941 1.2653 1.3401 141851.5007 1.14871.2299 1.3159 1.4071 1.5036 1.6058 1.1717 1.2668 1.3686 1.4775 1.5938 1.7182 1.1951 1.30481.4233 1.5513 1.6895 1.8385 1.21901.3439 1.4802 1.6289 1.7908 1.9672 1.2434 1.3842 1.5395 1.7103 1.8983 2.1049 1.2682 1.4258 1.6010 1.7959 2.0122 2.2522 1.2936 1.4685 1.6651 1.8856 2.1329 2.4098 1.31951.5126 1.73171.9799 2.2609 2.26092.5785 25785 1.34591.5580 1.8009 2.0789 2.3966 2.7590 1.3728 1.6047 1.8730 2.1829 2.5404 2.9522 1.4002 1.6528 1.9479 2.2920 2.6928 3.1588 1.4282 1.7024 20258 2.4066 28543 3.3799 1.4568 1.7535 2.1068 2.5270 3.0256 3.6165 1.4859 1.8061 2.1911265333.2071 3.8697 1.6406 2.0938 2.6658 3.3864 4.2919 5.4274 1.8114 24273 3.2434 4.32195.74357.6123 1.9999 28139 3.9461 9.5160 7.6861 10.6766 2.2080 3.2620 4.8010 7.0400 10.2857 14.9745 1.000 1.000 1.0800 1.0900 1.1664 1.1881 1.2597 1.2950 1.3605 1.4116 1.4693 1.5386 1.5869 1.6771 1.7138 1.8280 1.8509 1.9926 1.9990 2.1719 2.1589 2.3674 2.3316 2.5804 2.5182 2.8127 2.7196 3.0658 2.9372 3.3417 3.1722 3.6425 3.4259 3.9703 3.7000 4.3276 3.9960 4.7171 4.31575.1417 4.6610 5.6044 6.8485 8.6231 10.062713.2677 14.7853 20.4140 21.7245 31.4094 1.000 1.0000 1.1000 1.1200 1.2100 1.2544 1.3310 1.4049 1.4641 1.5735 1.6105 1.7623 1.7716 1.9738 1.9487 2.2107 2.1436 2.4760 2.35792.7731 2.5937 3.1058 2.8531 3.4785 3.1384 3.8960 3.4523 4.3635 3.7975 4.8871 4.17725.4736 4.5950 6.1304 5.0545 6.8660 5.5599 76900 6.11598.6128 6.7275 9.6463 10.8347 17.0001 17.4494 29.9599 28. 1024 52.7996 45.2593 93.0510 1.0000 1.1500 1.3225 1.5209 1.7490 2.0114 2 3131 2.6600 3.0590 3.5179 4.0456 4.6524 5.3503 6.1528 7.0757 8.1371 9.3576 10.7613 123755 14 16 1 6.3665 66.2118 133.1755 267.8635 40 "Used to compute the future value of a known present amount. For cumple: What is the accumulated value of $3.000 invested today at 85 compounded quarterly for 5 years? Using the factors of 20 and 25 20 quarterly periods and a quarterly interest rate of 25), the factor is 1.4859. The accumulated value is 54,457.70 53.000 x 1.4859). tables: (PV of $1, FV of $1, PVA of $1, and nearest whole dollar.) you wanted to have $66,000 in four years? nd the world when you graduate in two years. have $18,500 when you graduate? (Round you of $787 for nine years earning an interest of 10 nine years from now? costs $94. If the cost of parking is increasing at (Round your answer to 2 decimal places.) me is $134,000. If the cost of a new home is incre and your answer to 2 decimal places.) ears, and it will also pay you $370 at the end of ead ould you be willing to pay today for this type of inve t whole dollar.) paper as having won $14,000,000 in the Kansas Stat receive the entire $14 million now. Instead she will re interest rate is 6%, what is the present yahua (t lar.) --[-ato TABLE B.3: Present Value of an Annuity of 1 Rate 3% 2% Periods 1% 4% 5% 6% 7% 8% 9% 10% 12% 15% 0.9901 0.9804 0.9709 0.9615 1.9704 1.9416 1.9135 1.8861 2.9410 2.8839 2.8286 2.7751 3.9020 3.8077 3.7171 3.6299 4.85344.71354 .5797 4.4518 5.7955 5.6014 5.4172 5 .2421 6.7282 6.4720 6.2303 6 .0021 7.6517 7.3255 - 7.0197 6.7327 8.5660 8.1622 7.7861 7.4353 9.47138 .9826 8.5302 8.1109 10.3676 9.7868 9.2526 8.7605 11.2551 10.5753 9.9540 9 .3851 12.1337 11.3484 10.6350 9.9856 13.0037 12.1062 11.2961 10.5631 13.8651 12.8493 11.9379 11.1184 14.7179 13.5777 12.5611 11.6523 15.5623 14.291913.1661 12.1657 16.3983 14.9920 13.7535 12.6593 17.2260 15.6785 14.3238 13.1339 18.0456 16.3514 14.8775 13.5903 22.0232 19.5235 17.4131 15.6221 25.8077 22.3965 19.6004 17.2920 29.4086 24.9986 21.4872 18.6646' 328347 27.3555 23.114819.7928 0.9524 0.9434 0.9346 0.9259 1.8594 1.8334 1.8080 1.7833 2.7232 2.6730 2.6243 2.5771 3.5460 3.4651 3.3872 3.3121 4.3295 4.21244 .1002 3.9927 5.0757 4.9173 4.7665 4.6229 5.7864 5.5824 53893 5.2064 6.4632 6.2098 5.9713 5.7466 7.1078 6.8017 6 .5152 6.2469 7.7217 7.3601 7.0236 6.7101 8.3064 7.8869 7.4987 7.1390 8.8633 8.3838 79427 7.5361 9.3936 8.8527 8.3577 7.9038 9.8986 9.2950 8.7455 8 .2442 10.37979.71229.10798.5595 10.8378 10.1059 9.4466 8.8514 11.2741 10.4773 9.7632 9 .1216 11.6896 10.8276 10.0591 9 .3719 12.0853 11.1581 10.3356 9.6036 12.4622 11.4699 10.5940 9.8181 14.093912.7834 11.6536 10.6748 15.3725 13.7648 12.4090 11.2578 16.3742 14.4982 12.9477 11.6546 17.1591 15.0463 13.3317 11.9246 0.9174 0.9091 0.8929 0.8696 1.7591 1.7355 1.6901 1.6257 2.5313 2.4869 24018 2.2832 3.2397 3.16993.0373 28550 3.8897 3.7908 3.6048 3.3522 4.48594.3553 4.1114 3.7845 5.0330 4.8684 4.5638 4.1604 5.5348 5.3349 4.9676 4.4873 5.9952 5.7590 5.3282 4.7716 6.4177 6.1446 565025.0188 6.8052 6.4951 5.9377 5.2337 7.1607 6.8137 6.1944 5.4206 7.48697.1034 6.4235 5.5831 7.78627.3667 6.6282 5.7245 8.0607 7.6061 6.81095.8474 8.3126 7.8237 6.9740 5.9542 8.5436 8.0216 7.1196 6.0472 8.7556 8.2014 7.2497 6.1280 8.9501 8.36497.3658 6.1982 9.1285 8.5136 7.4694 6.2593 9.8226 9.0770 7.8431 6.4641 10.27379.42698.0552 6.5660 10.5668 9.6442 8.1755 6.6166 10.7574 9.7791 8.2438 6.6418 *Used to calculate the present value of a series of equal payments made at the end of each period. For example: What is the present value of $2.000 per year for 10 years assuming an annual interest rate of 947 For = 10,1 9%), the PV factor is 64177. $2,000 per year for 10 years is the equivalent of $12,835 today (52.000 x 64177) PVA of $1, and FVA of $1 (Use appropriate factor 00 in four years? Annual interest rate is 9%. duate in two years. If you can earn 8% on your inves aduate? (Round your answer to 2 decimal places.) ning an interest of 10%. (Round your answer to 2 dec arking is increasing at the rate of 5% per year, how muc 2 decimal places.) t of a new home is increasing at a rate of 8% per year, ho Limal places.) bu $370 at the end of each of the next 10 years (years 1 thu today for this type of investment? (Round your intermedi 2,000,000 in the Kansas State Lottery. However, as is often th lion now. Instead she will receive $700,000 at the end of the is the present value (today's amount') that she won? (ignore ta Provided are links to the present and future value tables: (PV of $1. FV of $1. PVA of $1. and FVA of 51) (Use appropriate factor(s) from the tables provided. Round your answer to the nearest whole dollar.) a. How much would you have to deposit today if you wanted to have $66,000 in four years? Annual interest rate is 9%. b. Assume that you are saving up for a trip around the world when you graduate in two years. If you can earn 8% on your investments, how much would you have to deposit today to have $18,500 when you graduate? (Round your answer to 2 decimal places.) c-1. Calculate the future value of an investment of $787 for nine years earning an interest of 10%. (Round your answer to 2 decimal places.) C-2. Would you rather have $787 now or $1,800 nine years from now? d. Assume that a college parking sticker today costs $94. If the cost of parking is increasing at the rate of 5% per year, how much will the college parking sticker cost in eight years? (Round your answer to 2 decimal places.) e. Assume that the average price of a new home is $134,000. If the cost of a new home is increasing at a rate of 8% per year, how much will a new home cost in ten years? (Round your answer to 2 decimal places.) f. An investment will pay you $13,500 in 10 years, and it will also pay you $370 at the end of each of the next 10 years years 1 thru 10 If the annual interest rate is 6%, how much would you be willing to pay today for this type of investment? (Round your intermediate calculations and final answer to the nearest whole dollar.) g. A college student is reported in the newspaper as having won $14,000,000 in the Kansas State Lottery. However, as is often the custom with lotteries, she does not actually receive the entire $14 million now. Instead she will receive $700,000 at the end of the year for each of the next 20 years. If the annual interest rate is 6%, what is the present value today's amount) that she won ignore taxes (Round your answer to nearest whole dollar.) Present value Present value 0-1. Future value c-2. Would you rather have $787 now or $1,800 nine years from now? d. Future value Future value Present value 9. Present value Prey 3 of 3 Next > future value tables: (PV of $1. wer to the nearest whole doll osit today if you wanted to have a trip around the world when yo ait today to have $18,500 when y investment of $787 for nine years w or $1,800 nine years from now? ticker today costs $94. If the cost o eight years? (Round your answer ta of a new home is $134,000. If the cos years? (Round your answer to 2 dec 500 in 10 years, and it will also pay yo DO TABLE B.1 Present Value of 1 p=1/(1 + i)" Rate Periods 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 12% 15% 0 0 11 0.9901 0.9804 0.9803 0.9612 0.9706 0.9423 0.9610 0.9238 0.9515 0.9057 0.94200.8880 0.9327 0.8706 0.9235 0.8535 0.91430.8368 0.9053 0.8203 0.8963 0.8043 0.8874 0.7885 0.8787 0.7730 0.8700 0.7579 0.8613 0.7430 0.8528 0.7284 0.8444 0.7142 0.8360 0.7002 0.8277 0.6864 0.8195 0.6730 0.7798 0.6095 0.7419 0.5521 0.7059 0.5000 0.6717 0.4529 0.9709 0.9426 0.9151 0.8885 0.8626 0.8375 0.8131 0.7894 0.7664 0.7441 0.7224 0 0.7014 0.6810 0.6611 0.64190 0.6232 0.6050 0.5874 0.5703 0.5537 0.4776 0.4120 0.3554 0.3066 0.9615 0.9246 0.8890 0.8548 0.8219 0.7903 0.7599 0.7307 0.7026 0.6756 .6496 0.6246 0.6006 0.5775 .5553 0.5339 0.5134 0.4936 0.4746 0.4564 0.3751 0.3083 0.2534 0.2083 0.9524 0.9070 0.8638 0.8227 0.7835 0.7462 0.7107 0.6768 0.6446 0.6139 0.5847 0.5568 0.5303 0.5051 0.4810 0.4581 0.4363 0.4155 0.3957 0.3769 0.2953 0.2314 0.1813 0.1420 0.9434 0.8900 0.8396 0.7921 0.7473 0.7050 0.6651 0.6274 0.5919 0.5584 0.5268 0.4970 0.4688 0.4423 0.4173 0.3936 0.3714 0.3503 0.3305 0.3118 0.2330 0.1741 0.1301 0.0972 0.9346 .8734 0.8163 .7629 0.7130 0.6663 0.6227 0.5820 0.5439 0.5083 0.4751 0.4440 0.4150 0.3878 0.3624 .3387 0.3166 0.2959 0.2765 0.2584 0.1842 .1314 .0937 0.0668 0.9259 0.8573 0.7938 0.7350 0.6806 0.6302 0.5835 0.5403 0.5002 0.4632 0.4289 0.3971 0.3677 0.3405 0.3152 0.2919 0.2703 0.2502 0.2317 0.2145 0.1460 0.0994 0.0676 0.0460 0.9174 0.8417 0.7722 0.7084 0.6499 0.5963 0.5470 0.5019 0.4604 0.4224 0.3875 0.3555 0.3262 0.2992 0.2745 0.2519 0.2311 0.2120 0.1945 0.1784 0.1160 0.0754 0.0490 0.0318 0.9091 0.8264 0.7513 0.6830 0.6209 0.5645 0.5132 0.4665 0.4241 0.3855 0.3505 0.3186 0.2897 0.2633 0.2394 0.2176 0.1978 0.1799 0.1635 0.1486 0.0923 0.0573 0.0356 0.0221 0.8929 0.8696 0.7972 0.7561 0.7118 0.6575 0.6355 0.5718 0.5674 0.4972 0.5066 0.4323 0.4523 0.3759 0.40390.3269 0.3606 0.2843 0.3220 0.2472 0.2875 0.2149 0.2567 0.1869 0.2292 0.1625 0.2046 0.1413 0.1827 0.1229 0.1631 0.1069 0.1456 0.0929 0.1300 0.0808 0.1161 0.0703 0.1037 0.0611 0.0588 0.0304 0.0334 0.0151 0.0189 0.0075 0.0107 0.0037 14 15 0 17 18 19 0 0 *Used to compute the prevent value of a known future amount. For cuample: How much would you need to invest today at 10% compounded semiannually to accumulate 35.000 in 6 years from today? Using the factors of 12 and 1 5% (12 smannual periods and a semiannual rate of 5), the factor is 0.5568. You would need to invest $2,784 today (55.000x 0.55689. Saved sent and future value tables: (PV of $1, FV of $1, your answer to the nearest whole dollar.) we to deposit today if you wanted to have $66,000 ng up for a trip around the world when you gradua to deposit today to have $18,500 when you gradua ue of an investment of $787 for nine years earning a -$787 now or $1,800 nine years from now? arking sticker today costs $94. If the cost of parking is cost in eight years? (Round your answer to 2 decimal e price of a new home is $134,000. If the cost of a ne'v! st in ten years? (Round your answer to 2 decimal places ou $13,500 in 10 years, and it will also pay you $370 at th is 6%, how much would you be willing to pay today for this swer to the nearest whole dollar.) ported in the newspaper as having won $14,000 e does not actually receive the entire $14 ears. If the annual interest rate is nearest whole dollar.) f=(1+i)" TABLE B.2 Future Value of 1 - Rate 7% 8% 9% 10% 12% 6% 15% Periods 1% 3% 4% 5% 2% 0 1 2 1.0000 1.0100 1.0201 1.0303 1.0406 1.0510 1.0615 1.0721 1.0829 1.0937 1.1046 1.1157 1.1268 1.1381 1.1495 1.1610 1.1726 1.1843 1.1961 1.2081 1.2202 1.2824 1.3478 1.4166 1.4889 10000 10000 10000 10000 1.0000 1.0000 1.0200_ 1.0300 10400 1.0500 1.0600 10700 1.0404 1.0609 1.0816 1.1025 1.1236 1.1449 1.0612 1.0927 1.1249 1.1576 1.1910 1.2250 1.0824 1.1255 1.1699 1.2155 1.2625 1.3108 1.1041 1.1593 1.2167 1.2763 1.3382 1.4026 1.1262 1.1941 1.2653 1.3401 141851.5007 1.14871.2299 1.3159 1.4071 1.5036 1.6058 1.1717 1.2668 1.3686 1.4775 1.5938 1.7182 1.1951 1.30481.4233 1.5513 1.6895 1.8385 1.21901.3439 1.4802 1.6289 1.7908 1.9672 1.2434 1.3842 1.5395 1.7103 1.8983 2.1049 1.2682 1.4258 1.6010 1.7959 2.0122 2.2522 1.2936 1.4685 1.6651 1.8856 2.1329 2.4098 1.31951.5126 1.73171.9799 2.2609 2.26092.5785 25785 1.34591.5580 1.8009 2.0789 2.3966 2.7590 1.3728 1.6047 1.8730 2.1829 2.5404 2.9522 1.4002 1.6528 1.9479 2.2920 2.6928 3.1588 1.4282 1.7024 20258 2.4066 28543 3.3799 1.4568 1.7535 2.1068 2.5270 3.0256 3.6165 1.4859 1.8061 2.1911265333.2071 3.8697 1.6406 2.0938 2.6658 3.3864 4.2919 5.4274 1.8114 24273 3.2434 4.32195.74357.6123 1.9999 28139 3.9461 9.5160 7.6861 10.6766 2.2080 3.2620 4.8010 7.0400 10.2857 14.9745 1.000 1.000 1.0800 1.0900 1.1664 1.1881 1.2597 1.2950 1.3605 1.4116 1.4693 1.5386 1.5869 1.6771 1.7138 1.8280 1.8509 1.9926 1.9990 2.1719 2.1589 2.3674 2.3316 2.5804 2.5182 2.8127 2.7196 3.0658 2.9372 3.3417 3.1722 3.6425 3.4259 3.9703 3.7000 4.3276 3.9960 4.7171 4.31575.1417 4.6610 5.6044 6.8485 8.6231 10.062713.2677 14.7853 20.4140 21.7245 31.4094 1.000 1.0000 1.1000 1.1200 1.2100 1.2544 1.3310 1.4049 1.4641 1.5735 1.6105 1.7623 1.7716 1.9738 1.9487 2.2107 2.1436 2.4760 2.35792.7731 2.5937 3.1058 2.8531 3.4785 3.1384 3.8960 3.4523 4.3635 3.7975 4.8871 4.17725.4736 4.5950 6.1304 5.0545 6.8660 5.5599 76900 6.11598.6128 6.7275 9.6463 10.8347 17.0001 17.4494 29.9599 28. 1024 52.7996 45.2593 93.0510 1.0000 1.1500 1.3225 1.5209 1.7490 2.0114 2 3131 2.6600 3.0590 3.5179 4.0456 4.6524 5.3503 6.1528 7.0757 8.1371 9.3576 10.7613 123755 14 16 1 6.3665 66.2118 133.1755 267.8635 40 "Used to compute the future value of a known present amount. For cumple: What is the accumulated value of $3.000 invested today at 85 compounded quarterly for 5 years? Using the factors of 20 and 25 20 quarterly periods and a quarterly interest rate of 25), the factor is 1.4859. The accumulated value is 54,457.70 53.000 x 1.4859). tables: (PV of $1, FV of $1, PVA of $1, and nearest whole dollar.) you wanted to have $66,000 in four years? nd the world when you graduate in two years. have $18,500 when you graduate? (Round you of $787 for nine years earning an interest of 10 nine years from now? costs $94. If the cost of parking is increasing at (Round your answer to 2 decimal places.) me is $134,000. If the cost of a new home is incre and your answer to 2 decimal places.) ears, and it will also pay you $370 at the end of ead ould you be willing to pay today for this type of inve t whole dollar.) paper as having won $14,000,000 in the Kansas Stat receive the entire $14 million now. Instead she will re interest rate is 6%, what is the present yahua (t lar.) --[-ato TABLE B.3: Present Value of an Annuity of 1 Rate 3% 2% Periods 1% 4% 5% 6% 7% 8% 9% 10% 12% 15% 0.9901 0.9804 0.9709 0.9615 1.9704 1.9416 1.9135 1.8861 2.9410 2.8839 2.8286 2.7751 3.9020 3.8077 3.7171 3.6299 4.85344.71354 .5797 4.4518 5.7955 5.6014 5.4172 5 .2421 6.7282 6.4720 6.2303 6 .0021 7.6517 7.3255 - 7.0197 6.7327 8.5660 8.1622 7.7861 7.4353 9.47138 .9826 8.5302 8.1109 10.3676 9.7868 9.2526 8.7605 11.2551 10.5753 9.9540 9 .3851 12.1337 11.3484 10.6350 9.9856 13.0037 12.1062 11.2961 10.5631 13.8651 12.8493 11.9379 11.1184 14.7179 13.5777 12.5611 11.6523 15.5623 14.291913.1661 12.1657 16.3983 14.9920 13.7535 12.6593 17.2260 15.6785 14.3238 13.1339 18.0456 16.3514 14.8775 13.5903 22.0232 19.5235 17.4131 15.6221 25.8077 22.3965 19.6004 17.2920 29.4086 24.9986 21.4872 18.6646' 328347 27.3555 23.114819.7928 0.9524 0.9434 0.9346 0.9259 1.8594 1.8334 1.8080 1.7833 2.7232 2.6730 2.6243 2.5771 3.5460 3.4651 3.3872 3.3121 4.3295 4.21244 .1002 3.9927 5.0757 4.9173 4.7665 4.6229 5.7864 5.5824 53893 5.2064 6.4632 6.2098 5.9713 5.7466 7.1078 6.8017 6 .5152 6.2469 7.7217 7.3601 7.0236 6.7101 8.3064 7.8869 7.4987 7.1390 8.8633 8.3838 79427 7.5361 9.3936 8.8527 8.3577 7.9038 9.8986 9.2950 8.7455 8 .2442 10.37979.71229.10798.5595 10.8378 10.1059 9.4466 8.8514 11.2741 10.4773 9.7632 9 .1216 11.6896 10.8276 10.0591 9 .3719 12.0853 11.1581 10.3356 9.6036 12.4622 11.4699 10.5940 9.8181 14.093912.7834 11.6536 10.6748 15.3725 13.7648 12.4090 11.2578 16.3742 14.4982 12.9477 11.6546 17.1591 15.0463 13.3317 11.9246 0.9174 0.9091 0.8929 0.8696 1.7591 1.7355 1.6901 1.6257 2.5313 2.4869 24018 2.2832 3.2397 3.16993.0373 28550 3.8897 3.7908 3.6048 3.3522 4.48594.3553 4.1114 3.7845 5.0330 4.8684 4.5638 4.1604 5.5348 5.3349 4.9676 4.4873 5.9952 5.7590 5.3282 4.7716 6.4177 6.1446 565025.0188 6.8052 6.4951 5.9377 5.2337 7.1607 6.8137 6.1944 5.4206 7.48697.1034 6.4235 5.5831 7.78627.3667 6.6282 5.7245 8.0607 7.6061 6.81095.8474 8.3126 7.8237 6.9740 5.9542 8.5436 8.0216 7.1196 6.0472 8.7556 8.2014 7.2497 6.1280 8.9501 8.36497.3658 6.1982 9.1285 8.5136 7.4694 6.2593 9.8226 9.0770 7.8431 6.4641 10.27379.42698.0552 6.5660 10.5668 9.6442 8.1755 6.6166 10.7574 9.7791 8.2438 6.6418 *Used to calculate the present value of a series of equal payments made at the end of each period. For example: What is the present value of $2.000 per year for 10 years assuming an annual interest rate of 947 For = 10,1 9%), the PV factor is 64177. $2,000 per year for 10 years is the equivalent of $12,835 today (52.000 x 64177) PVA of $1, and FVA of $1 (Use appropriate factor 00 in four years? Annual interest rate is 9%. duate in two years. If you can earn 8% on your inves aduate? (Round your answer to 2 decimal places.) ning an interest of 10%. (Round your answer to 2 dec arking is increasing at the rate of 5% per year, how muc 2 decimal places.) t of a new home is increasing at a rate of 8% per year, ho Limal places.) bu $370 at the end of each of the next 10 years (years 1 thu today for this type of investment? (Round your intermedi 2,000,000 in the Kansas State Lottery. However, as is often th lion now. Instead she will receive $700,000 at the end of the is the present value (today's amount') that she won? (ignore ta