PT.GoTo Gojek Tokopedia and PT. Shopee International Indonesia are two companies which leads the e-commerce market in Indonesia. Kevin is a final year student who received two offers from the two companies with contract offers as following: a. PT GoTo Gojek Tokopedia offers a three-year contract in which Kevin will receive IDR 7,233,350 per month for three years, which will be paid on each end of year. b. PT Shopee International is offering a three-year contract in which Kevin will receive allowance of IDR 4,775,175 when the contract is signed (paid on the spot), IDR 67,850,050 which was paid at the end of the first year, and IDR 85,333,333 which paid in the second year, and Rp101,350,050 which was paid in the third year. Kevin can only choose one of the offers above because there is a clause in the contract that he must not establish a relationship with a competing company. If the interest rate of 11.7%, then which offer should Kevin accept? Tell.