Public unit trusts may be listed or unlisted. The main advantage to unit holders in a listed trust is:

1. listed trusts can invest in a wider range of assets.
2. management fees are lower.
3. units can be sold at any time through the stock exchange.
4. unlisted trusts have higher entry and exit fees.

The insurance policy products offered by life insurance offices include: I whole-of-life insurance; II term life insurance; III disablement insurance; IV house and contents insurance; V income protection insurance; VI public liability insurance; I, II, IV, V.

1. I, II, III, V.
2. II, III, IV, V.
3. I, III, V, VI

The main assets of credit unions are:

1. loans to the business sector.
2. credit card loans.
3. loans to members including housing loans.
4. loans to community organisations.