Q$32$: Consider the following simple bank balance sheet;

Assums. funds.

The bank's risk manager is considering the impact of interest rate changes for a six month planning period.

If interest rates on rate sensitive assets increase $50$ basis points and on rate sensitive liabilities the increase is $30$ basis points, then the change in net interest income is $

the figures in the table are in millions$)$

Q$37)$ Metrobank offers one$-$year loans with a $7\mathrm{.}3$ per cent stated or base rate, charges a $0\mathrm{.}10$ per cent loan origination fee, imposes a $12$ per cent compensating balance requirement and must pay a $4$ per cent reserve requirement to the central bank. The loans typically are repaid at maturity. If the risk premium for a given customer is $2\mathrm{.}6$ per cent, the contractually promised gross return on the loan per dollar lent is $\_\_\_\%($two decimal places$)$