Q. A farmer, poorly educated and unable to read or write, purchased a tractor for use on his own farm on credit terms involving an oppressive interest rate from a local tractor agent on behalf of a national distribution company. The interest payments are crippling the farmer financially and he wishes to avoid the agreement on the basis that the salesperson took unfair advantage of his inability to read and write and failed to explain the harsh credit terms. His best friend Joel told him that he may seek assistance under Australian Consumer Law. Advise the farmer under Consumer Law using IRAC.

Q. Recently, a corporation has been advertising an electronic muscle stimulation product known as "Slender tone" in women's magazines, stating that the product can: "tone and firm any part of the body with no effort by the user", "provide the user with the benefit of a workout without exercise", "reduce the user's body measurements by 4 cm or more" and "give the user, in 40 minutes per day, the equivalent of 300 general exercises". Jeanette was so convinced that she bought a machine 3 months ago, but the product in fact does none of these things. Advise Jeanette under Consumer Law