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An insurance company has a payout policy according to the following: Upon death, the company pays out $400000. For disability or a disabling accident. the company pays out $250000. Otherwise, they pay $0. Based on historical data, the probability of death of a client is 0.013. Also. the probability of disability or a disabling accident for a client is 0.0?0. What is the expected amount the company will have to payout for each policy