Q U EST | O N 1 1. You are evaluating two annuities. They are identical in every way except that one is an ordinary annuity and one is annuity due. Which of the following is false? r The annuity due must have the same present value as the ordinary annuity. The two annuities will differ in present value by a factor of (1+r). The ordinary annuity must have a lower future value than the annuity due. The annuity due and the ordinary annuity will make the same number of total payments over time. WWW\") The ordinary annuitv must have a lower present value than the annuity due