Q: Which Is the better option to consolidate debt?

Option $1$: You have a loan at $$21,000$ at $16\mathrm{.}24\%($APR$)3$ year term, Making the minimum payment monthly.

Option $2$: You have two loans; $1$: $$10,700$ at $8\mathrm{.}99\%($APR$),3$ year term, Making the minimum payment monlthy. $2$: $$10,300$ at $12\mathrm{.}24\%($APR$),3$ year Term, Making the minimum payment monthly.

Which option saves the most in interest, which is the better option to save the most money?