Q11 and Q12: You take out a $165,000 loan at a bank with the following terms; Repayment will come in the form of twenty yearly payments of the same amount) with the first being made a year from today. The interest rate is 8%. 11. At the start of the second year, what is the amount of principal still owing? A. $161,800.00 B. $ 151,800.00 C. $161,394.39 D. $165,000.00 12. Find the price of a 6 year (to maturity) bond that makes semi-annual coupon payments of $40 each, has a face value of $1,000 and has a yield to maturity of 6.8%. A. $ 775.21 B. $. 865.71 C. $1,000.00 D. $1,058.32