Q20) You currently owe $3,441.00 of your credit card that charges an annual interest rate of 18.76%. You make $117.00 of new charges every month and make a payment of $179.00 every month What will your credit card balance be in three months? (2 points) Q21) You would like to retire in 38.0 years. The expected rate of inflation is 1.59% per year. You currently have a standard of living that requires $7,113.00 of monthly expenses. Assuming you want to maintain the Same standard of living in retirement, what are your monthly expenses expected to be the first year of retirement? (2 points) Q22) You purchases a house for $131,199.00. You made a down payment of 20,000 and the remainder of the purchase price was financed with a mortgage loan. The mortgage loan is a 30 year mortgage with an annual interest rate of 6.98%. Mortgage payments are made monthly. What is the monthly amount of your mortgage payment? (2 points)