Q.3 a. Banking and financial institutions are credit and investment suppliers and considered as backbone of any economy. In this scenario, compare and contrast key differentiations between commercial banks and investment banks operating in Oman. Highlight minimum five points of differences with examples. (10 marks)

b. Briefly illustrate any five financial instruments offered by commercial or investment banks in Oman. Justify your answer with features and characteristics of each instrument. (10 marks)

i want a long answer, and please type it in word .