Q4) You would like to retire in 23 years. The expected rate of inflation is 03.00% per year. You currently have a standard of living that requires $9,382 of monthly expenses. Assuming you want to maintain the same standard of living in retirement, what are your monthly expenses expected to be the first year of retirement? Q5) You purchases a house for $294,996. You made a down payment of $20,000 and the remainder of the purchase price was financed with a mortgage loan. The mortgage loan is a 30 year mortgage with an annual interest rate of 05.00%. Mortgage payments are made monthly. What is the monthly amount of your mortgage payment