Q48 In an effort to prevent future financial crises, the Dodd-Frank Act increased capital requirements and began annual stress tests for _____, on the grounds that ______.

Group of answer choices

small banks; they were less geographically diversified and thus at greater risk of failure

hedge funds; took the most risks of any financial institution

very large banks; their failure could spill over to the rest of the financial system

money market mutual funds; the financial crisis proved they were vulnerable to runs