Q5. Based on Accounts Recewable Collectlon: The firm has generous credit terms (or a poor ablity to collect in comparison to the industry werage? and the vend is faving a positive elfect on cath flow. The frm has tight ctedit lemm, and the trend is having a positive effect on cash flow: The firm has generous credit terma (or a poor ablity to collectl and the trend is having a negative effect on cash flow The frm has tobt credt semm, and the send is havig a negative effect on cash now