QRS Inc. has provided the following data:

• Net Sales: $500,000
• Net Income: $50,000
• Total Assets: $400,000
• Total Liabilities: $200,000

Requirements:

1. Calculate the return on assets (ROA).
2. Calculate the return on equity (ROE).
3. Compute the debt ratio.
4. Assess the financial leverage using the equity multiplier.
5. Analyze the company's return on equity compared to an industry average of 12%.