Quazar Industries is made up of two separate divisions. Division X, on average, presents less risk so its projects are assigned a discount rate equal to the firm's WACC minus 2.2 percent. Division Y has more risk and its projects are assigned a rate equal to the firm's WACC plus 1 percent. The company has a debt-equity ratio of 1.13 and a tax rate of 24 percent. The cost of equity is 16.4 percent and the aftertax cost of debt is 6.8 percent. What discount rate should be assigned for Division X and for Division Y ? Division X: % Division Y: %