Quentin has all of his insurance coverage through Cloverdale Insurance company and he meets with an insurance agent, Greta, to review his coverage. Quentin asks Greta questions about whether his insurance has protection. When Quentin asks Greta about his level of coverage should Cloverdale fail, which of the following is the CORRECT response that Greta should provide to him?

a)Disability insurance is covered by Assuris for $2,000/month or 85% of the promised benefit, whichever is higher.

b)Death benefits are covered by Assuris for $200,000 or 85% of the promised benefit, whichever is lower.

c)Disability insurance is covered by the OmbudService for $2,000/month or 85% of the promised benefit, whichever is higher.

d)Death benefits are covered by the OmbudService for $200,000 or 85% of the promised benefit, whichever is lower.